​Last year millennial's surpassed the baby boomers by becoming the country’s largest generation by population, only a year after they replaced Generation X as the largest generation in the U.S. workforce.  

​As we enter the Fourth Quarter a vast number of companies will be working with carriers and brokers to get their Annual Enrollment plans finalized before open enrollment. Before all that can happen however, employers must first assess their current benefit packages and partnerships that are in place to determine whether they will be staying with the status quo or shopping around.   

Labor Day has come and passed, the community pool has closed for the year, kids are back in school and the leaves are starting to change as the weather cools down. That’s right folks, summer has officially come to an end. 

Let’s face it, having a job is a necessity for most Americans. We often spend more waking hours throughout the week at work (or commuting to work) then not. ​

The COBRA timeline refers to the precise time and administration parameters required to send a notice, elect a type of coverage, pay for said coverage, and track COBRA eligibility one should utilize to abide by the proper guidelines.