Over 35 years experience
Specialist Team
Customized HR Compliance Solutions
Seamless Integration with Your HR Systems
Over 35 years experience
Specialist Team
Customized HR Compliance Solutions
Seamless Integration with Your HR Systems

About Us

Our promise to you

CobraHelp is a trusted leader in COBRA compliance and benefits administration, providing seamless solutions to employers, brokers, and HR professionals. With nearly 40 years of expertise, CobraHelp simplifies complex processes like COBRA, state continuation, and retiree billing, ensuring businesses stay compliant with federal and state regulations.

CobraHelp offers dedicated account managers and a personalized approach, ensuring every client receives expert guidance and exceptional service. Whether managing leave policies, working through Affordable Care Act (ACA) requirements, or auditing plan participation, CobraHelp helps businesses save time, reduce risks, and focus on growth.

What do we offer?

  • COBRA Administration
  • State Continuation Administration
  • Retiree & Direct Billing

Cobra Administration

Ensure Compliance, Reduce Risk, and Simplify COBRA Management
Handling COBRA administration in-house can be overwhelming. CobraHelp provides expert support to manage COBRA compliance, reduce legal risks, and ensure timely participant communication. Our dedicated team streamlines the entire process—from notifications to premium collections—so HR teams can focus on their employees, not paperwork.

Key Benefits:
✔ Avoid costly penalties with compliant COBRA administration.
✔ Reduce administrative workload and errors.
✔ Provide a seamless experience for employees and qualified beneficiaries.
✔ Integrate easily with other vendors, third-party administrators, or HRIS systems.

Read more

State Continuation Administration

Stay Compliant with State-Specific Continuation Laws
For Colorado businesses with fewer than 20 employees, state continuation laws (Mini-COBRA) can be confusing. CobraHelp ensures compliance with Colorado regulations, helping small businesses manage continuation coverage without stress. We handle notifications, deadlines, and premium processing so you can focus on running your business.

Key Benefits:
✔ Compliance with Colorado-specific continuation rules.

✔ Hassle-free administration for small business owners.

✔ Expert guidance to avoid regulatory penalties.

Read more

Retiree & Direct Billing

Reliable Billing Solutions for Retirees and Employees
Managing retiree and direct billing can be complex, but CobraHelp simplifies the process. Our services ensure timely invoicing, premium collections, and compliance with employer-sponsored health plans. We provide a seamless experience for retirees and non-COBRA participants while reducing administrative burdens for HR teams.

Key Benefits:
✔ Automated billing and payment tracking.
✔ Seamless transitions for retirees and employees on direct billing.
✔ Reduced administrative workload for employers.

Read more

Why choose us?

No setup fees
Competitive rates
Community Driven Benefit Solutions
Simplified processes
Friendly expert service
Customizable services

Certified COBRA Experts

CobraHelp puts humanity back into Human Resources through a unique model, that has withstood the test of time for nearly 40 years. We are solely focused on COBRA and continuation coverage benefits administration, allowing our team of Certified COBRA Experts to deliver a one-of-a-kind experience. No more recordings. No more transfers from department to department. No more call centers. With CobraHelp you’re treated like a valued Client, not a number. Your participants are treated with care and personable service too…

Hassle Free Human Resource & Benefits Compliance

As pioneers of the third-party compliance administration concept for nearly 40 years, we deliver time-tested expertise. Navigating the future of COBRA benefits means more than streamlined HR services. We’ll guide you as regulations and technologies change, and as the demand for outsourced human resources increases through innovation, knowledge and personable service.

What do our clients say?

Healthgrades (Mercury Healthcare) has partnered with CobraHelp for several years now. They are always there for us, whether it is updating our benefits on the site or for questions we have. Our HR team has one less administrative duty taken care of. Notices are sent in a very timely… Read more
Caroline Petty
Healthgrades Inc.
CobraHelp has made our employees’ transition process much smoother. They receive required information in a timely manner, and can make informed decisions as needed. Their customer representatives are friendly, professional, and most important–responsive! MYMIC LLC is very pleased to be working with the CobraHelp team! one two three four… Read more
Joelle Edgeman
MYMIC LLC
As a mid-sized organization, we rely heavily on the COBRA Administration services offered by CobraHelp. The online employer feature allows us to easily submit for Initial Rights Notices and New Qualifying Events, with immediate confirmation that our request has been received and notices are in process. We have been… Read more
Kim Bresaw
Right! Systems Inc.

Latest Articles

05/09/2025
COBRA Open Enrollment Made Easy
View article
04/15/2025
COBRA: Simplified
View article
04/15/2025
Qualified Events (QEs) Explained
View article
01/02/2025
Top Challenges Health Insurance Benefits Professionals Are Facing Today
View article