COVID-19 (Coronavirus) Updates: CobraHelp will continue to deliver service excellence and compliance support to our Clients and their Employees during these challenging times. We are working to provide Employers and Agents with the latest legislative updates on a national level. We encourage Employers, Benefits Administration partners and Insurance Agents to learn more about the most recent COVID-19 DISASTER RELIEF updates (the American Rescue Plan Act) here. 
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  • Home
  • About
    • Testimonials
  • Services
    • COBRA Administration
    • State Continuation Administration
    • Retiree & Direct Billing
  • Resources
    • How COBRA Works
    • How Brokers Benefit with CobraHelp
    • Employer FAQ
    • Broker FAQ/Help
    • Blog
    • HR Tools
  • Contact

COBRA Administration Services

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CobraHelp:
More Than An Ordinary Benefits Administration Company

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Perhaps now more than ever, businesses need to lean on compliance partners who are able to rapidly evolve with new laws in our ever-changing landscape. 

Choosing the right vendor for COBRA administration services is extremely important, and something we do not take lightly.
With compliance lawsuits on the rise and employers of all sizes subjected to harsh penalties and high risk(s), choosing the appropriate COBRA and benefits administration company has never been more significant for any Human Resources Department, Brokerage, or TPA. 

To assist with this decision-making process, CobraHelp tailors to each of our client’s needs while reducing risk, following federal compliance guidelines, and making the process easy! At CobraHelp, we understand our client’s time is valuable – because of this, we make the Federal ​COBRA Compliance processes easier to understand and navigate the complexities for them. We accomplish this through our online user-friendly tools, a unique model,  best-in-class service, and knowledgeable team members.

We promise ethical, responsible, timely, and accurate benefits and HR compliance with our scope of services.

​CobraHelp is here to help Employers and Agents beat the bundled, cookie-cutter model through an innovative yet personalized approach to COBRA administration. CobraHelp is one of the only third-party administrators in the U.S. that specializes in focused Federal COBRA and Continuation Coverage Benefits. We are not a sales-driven company; instead, we are a focus-driven benefits administration company that pays attention to detail, promotes reduced risk(s), and offers comprehensive and thorough service.

More Options & Features Than Ever Before 
​(Because you don't need more details to manage.)
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Implementation for all Benefits Personnel
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Coordination & Data Integration (eligibility, finance, EDI) with Partners and Vendors
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Relationship focused Expert case and account management
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Customized reporting tailored to your needs
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Services cover all integrated benefits like FSA, HSA, HRA and Life
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ACH, Electronic, and Paper Check Payment Options
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Modern HR tech--easy-to-use customer portal for Employers, Brokers, TPAs and plan participants
Contact MYCOBRAHelp

​NEW! Our Consolidated Ombnibus Budget Reconciliation Act (COBRA) Services Include the ARPA COBRA Premium Subsidy administrative features Employers need during these unprecedented times. 

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  USER FRIENDLY ONLINE SYSTEM
Our intuitive, yet user-friendly systems allows Employers, Brokers and TPAs to easily track their COBRA enrollees, active insured employees, COBRA qualifying events, benefit notifications, premium payments, and more! Login here, or call CobraHelp today to create an account! 
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INITIAL RIGHTS NOTIFICATION MADE EASY
The Initial Rights Notice (IRN, or General Notice) is a Federal requirement to meet COBRA compliance standards. Our CobraHelp system makes this process easy and stress-free for reporting newly insured employees and/or their spouses. Ask how CobraHelp will handle this process for you! ​
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ALL COBRA NOTIFICATION TRACKING
Easily track COBRA ​qualifying events,  coverage termination, and more with our CobraHelp services! Learn more about Notice of Right to Elect (COBRA Notice), Election Periods, and Qualifying Events. ​Add optional Open Enrollment Service during annual group health renewal to stay compliant with ERISA.
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COBRA CONTINUATION COVERAGE ENROLLMENT PROCESS
Once a qualified beneficiary  (participant) elects COBRA continuation coverage and the initial premium is received, CobraHelp will
notify the appropriate parties of the enrollment so that coverage can be reinstated. You'll have COBRA member information at your fingertips 24/7 with our online portal! ​
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COBRA COVERAGE BILLING
​SIMPLIFIED TO THE MAX
CobraHelp provides monthly billing statements to participants (at no additional cost), collects premiums, tracks allotted grace periods, and remits premiums to employers monthly. Ask about our ​retiree billing service!
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COBRA COVERAGE TERMINATION PROCESS STREAMLINED
When it comes to reporting COBRA terminations, timeliness and accuracy are key. CobraHelp audits terminations, and ensures that coverage cancellation requests are submitted timely to the appropriate parties. Request for more information. ​
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COBRA INSURANCE BROKERS
CobraHelp also provides rate change notifications during group health plan renewal
to keep your members aware and informed.  Call us today to find out how
we can assist your insurance broker in ​this process!
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YOUR ANSWERS ARE JUST A CALL OR CLICK AWAY!
With over 30 years of experience, CobraHelp provides answers to simple and complex COBRA questions. We remain up to date with federal law updates, and have extensive resources to help your company’s human resources department! In turn, we are a leading COBRA administration company competitor! Questions and answers for COBRA members are just a call or click away.  ​
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WE'VE GOT YOUR COBRA PARTICIPANTS COVERED
We provide COBRA "takeovers" at no additional cost. We also help participants stay on track with premium payments by providing them with 24/7 access to our secure online portal. Each of our COBRA administration services provide reason for partnering with CobraHelp as your benefits administration company. 

Start to Finish COBRA Solutions.

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We know COBRA better than anyone because we were there from the start. As pioneers of the "third party administrator" benefits concept, CobraHelp's long-withstanding reputation for excellence has allowed us to serve thousands of Brokers and Employers of all shapes and sizes nationally for over 32 years. 

​We've created solutions that make it SIMPLE for those who depend on COBRA compliance and COBRA coverage...
SIGN UP TODAY
Choose from two comprehensive COBRA service packages, each with customizable options to meet the unique needs of your business.

Use only the services you need, save on overhead costs, and get the most out of your time. CobraHelp offers a variety of add-on services which allow you to customize your COBRA experience and leverage our services to provide the best fit for your unique business needs.

Get everything you need to be 100% compliant plus leverage your CobraHelp service to assist your employees with their COBRA coverage and benefits.  We make it simple for the people who depend on it. 
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​Service Features
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User-friendly online system to report new events, access information, generate instant reports, add new insurance rates, view your bill online, and so much more
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Initial Rights Notification Made Easy
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COBRA Notification & Election Tracking
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COBRA Enrollments
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Billing & Premium Collection
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COBRA Coverage Termination
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All Federal mandated COBRA notifications provided
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Open enrollment for COBRA participants
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Answers just a call or click away
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Documentation and records
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Participant customer service and help with transitioning to COBRA with 24/7 access to our website
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Customizable options, Dedicated Account Manager
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Competitive Pricing, No Term Lock-In, No Setup or Renewal Fees
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​Broker and TPA participation integrated services
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Add-On Annual Open Enrollment Service when your plans renew

Satisfied Customer
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Elsie Petty

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"With their terrific knowledge of COBRA-compliance requirements, CobraHelp has been a great resource for MBL Benefits Consulting and our Client Employer groups. CobraHelp's user-friendly website and their thorough knowledge of COBRA gives us comfort that we are dealing with a highly effective COBRA expert." 

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Howard Metzger, President MBL Benefits Consulting

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CONTACT

CobraHelp
Send Mail To: 
1551 Emancipation Hwy, Unit #1050
Fredericksburg, VA 22401
Toll Free: (800) 398-2946 
Local: (303) 322-2043
Email: ​[email protected] ​
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