Perhaps the most obvious reason is that the average, marketplace enrollee tends to be less healthy and thus more costly than other types of enrollees.....
With the 2017 Open Enrollment for Obamacare--officially known as the Marketplace Insurance Exchanges – approaching quickly, there’s a great deal of speculation on how the rates will be effected this year. Early analysis suggests that the rates will spike for 2017
Providing Retirees Notice of Their COBRA Rights
Did you know that retiring from employment is a COBRA Qualifying Event? The most common term used for this event type is “voluntary termination of employment”. Employers often ask about the requirement to offer COBRA continuation coverage, to individuals whom are terminating their employment due to retirement. These individuals typically become eligible to enroll in the employer-sponsored retirement health plans, after providing an “x” number of years of service. The misconception that retirement offered health plans act as a substitute for COBRA is very common amongst employers.