Under the Medicare Modernization Act (MMA), written disclosure should be provided by employers who have policies that are inclusive of prescription drug coverage. This written disclosure requirement is a means to notify Medicare of whether or not the prescription coverage is creditable coverage.
(Creditable coverage: the coverage is expected to pay as much as the standard Medicare prescription drug coverage offered by Part D).
This written disclosure must be provided by the employer prior to October 15, 2016. In addition, the regulations state that at various other times the notice must be provided to all: