COVID-19 (Coronavirus) Updates: CobraHelp will continue to deliver service excellence and compliance support to our Clients and their Employees during these challenging times. We are working to provide Employers and Agents with the latest legislative updates on a national level. We encourage Employers, Benefits Administration partners and Insurance Agents to learn more about the most recent COVID-19 DISASTER RELIEF updates (the American Rescue Plan Act) here. 
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  • Home
  • About
    • Testimonials
  • Services
    • COBRA Administration
    • State Continuation Administration
    • Retiree (Direct) Billing
    • Leave Management (FMLA & LOA)
  • Resources
    • How COBRA Works
    • How Brokers Benefit with CobraHelp
    • Employer FAQ
    • Broker FAQ/Help
    • Blog
    • ARPA COBRA Premium Subsidy
    • COVID-19 & COBRA
    • HR Tools
  • Contact

Waivers of COBRA

If a qualified beneficiary waives continuation coverage during the election period, he or she must be permitted to later revoke the waiver of coverage and elect continuation coverage, as long as the revocation is done before the end of the election period. If a waiver is later revoked, however, the plan is permitted to make continuation coverage begin on the date the waiver was revoked.

For example, if a qualified beneficiary decides that she does not want to elect COBRA. Let's say that 55 days into her election period she gets into a car accident, The QB may change her mind and elect COBRA provided that her election is submitted timely (within the 60 day allotted period).  However, the Plan Administrator may or may not allow her to enroll retro-actively to the beginning of her COBRA eligibility.  The plan is permitted to make her continuation coverage under COBRA begin upon the date that she revoked her waiver of COBRA rights. 

COBRA also sets standards for the continuation coverage that must be provided.

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