Terms & Conditions

1. Website Terms of Use

This website (the “Site”) is operated by CobraHelp Inc. and provides access to information related to Federal COBRA, both from CobraHelp and third parties.

2. Changes in Terms of Use

We reserve the right to revise these Terms of Use at any time. Any revisions will take effect upon posting to the Site. Continued use of the Site following any changes constitutes your acceptance of the updated terms. Users are encouraged to review these terms regularly.

3. No Legal or Medical Advice

The Site’s health-related content is provided for informational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment nor is it a substitute for legal advice from a qualified attorney. Users should consult qualified health professionals with any medical questions and consult qualified attorneys with compliance or legal questions. Never disregard medical advice or legal advice based on Site content.

4. Copyright

All content on the Site, including text, graphics, images, and software, is protected by copyright and other intellectual property laws. Ownership of the content remains with CobraHelp Inc. Users may not reproduce, distribute, or create derivative works without express written consent.

5. Restrictions on Use

Users may download or view materials from the Site for personal, non-commercial purposes only. Without prior written permission, users may not:

• Reverse-engineer, decompile, or disassemble Site content or code.
• Redistribute, resell, translate, or republish content.
• Use the Site for commercial purposes or for third-party benefit.

6. Trademarks

All trade names, logos, trademarks, and service marks on the Site are the property of CobraHelp Inc. or its affiliates, unless otherwise stated. Use of these marks without express written permission is prohibited. References to third-party marks do not imply endorsement.

7. Links to Other Sites

The Site may contain links to third-party websites for convenience. CobraHelp Inc. does not control or guarantee the content or accuracy of these external sites and disclaims any liability for their content or your use of them.

8. Warranty Disclaimer

Content on the Site is provided “as is,” without warranties of any kind. CobraHelp Inc. disclaims all express and implied warranties, including but not limited to fitness for a particular purpose, merchantability, and non-infringement. Accuracy, reliability, or suitability of Site content is not guaranteed.

9. Limitation of Liability

CobraHelp Inc. is not liable for any delays, errors, inaccuracies, or omissions in Site content or for any damages arising from Site use. Use of the Site is solely at your own risk.

10. Governing Law and Jurisdiction

The Site is controlled and operated in the State of Colorado, United States. Any disputes related to Site use will be governed by the laws of the State of Colorado, excluding its conflict of law principles. Legal proceedings must be brought exclusively in the state or federal courts located in Colorado.