State Continuation Administration Services

Compliance Made Simple for Colorado Small Businesses

If your business has fewer than 20 employees, Colorado’s continuation laws still apply. CobraHelp makes things easier with full-service Mini-COBRA admin—from accurate notices to billing and premium collection—so you don’t have to second-guess deadlines or juggle paperwork.

What Makes CobraHelp the Go-To for Colorado Mini-COBRA?

State Compliance Experts

Our team knows Colorado’s continuation laws inside and out. We follow Colorado state requirements and DORA guidelines exactly—so you can stay compliant without second-guessing a single step.

Built for Small Employers

We’re here for businesses with under 20 employees that offer group health plans. Our service is designed to meet your state-level obligations with zero extra admin

Hassle-Free Admin

From enrollment notices to billing and premium tracking, we handle the paperwork behind the scenes—freeing you up to focus on people, not processes.

Flexible Support That Adapts to Your Business

Whether you’re a Colorado-based employer or a broker supporting small groups, our service flexes around your setup. From open enrollment and renewals to dual compliance with federal and state rules, we handle the admin while you stay focused on your team, your clients, or your next big priority—without the stress of deadlines or paperwork.

Personal Service for People Who Prefer People

Getting real help shouldn’t feel like a battle. With CobraHelp, you get direct access to people who actually know what they’re doing. We support HR teams, participants, and brokers with quick answers, real conversations, and consistent follow-through—no phone trees, no cold transfers, and absolutely no scripts.

Complete Colorado State Continuation Services

Everything you need to meet the rules—and avoid the fines.

Initial Rights Notices

We send written notice to newly insured employees right after coverage starts—so you never miss the 10-day deadline Colorado requires under CO DORA rules.

Event Tracking & Notifications

From job loss to divorce, we manage all qualifying events. You’ll stay compliant while we handle the paperwork, notices, and deadlines tied to each trigger.

Coverage Enrollment & Billing

We take care of premium collection, enrollment updates, and timely invoicing. Your participants stay informed and covered—without constant HR follow-up.

Renewals & Open Enrollment

Let us handle annual group plan changes and notices. We ensure participants get updated plan info and timelines to make informed coverage decisions.

Rate Changes & Terminations

We manage rate adjustments and ensure participants are properly notified of coverage terminations—keeping you compliant and reducing admin load.

Dedicated Participant Support

Participants have questions—we’ve got answers. From eligibility to deadlines, our team supports individuals with accurate, timely information at every step.

Eligibility Tracking

We track how long each participant has left and send alerts before eligibility ends—so no one misses out and no employer gets caught off guard.

Takeover Cases (No Extra Cost)

Switching from another provider? We handle transitions smoothly and securely, at no extra cost, with zero disruption to your current participants.

Platform Integrations

Our platform offers seamless integration with Employee Navigator, ensuring your HR data syncs automatically and accurately across systems. Whether you’re onboarding new employees or handling COBRA compliance, these integrations streamline workflows and minimize manual errors.

If you use a different platform, we can integrate with that as well. Contact us to let us know which platform you’re using.

Why Employers & Brokers Choose CobraHelp

No Missed Deadlines

We automate time-sensitive notices to keep you on track and fully compliant with Colorado’s continuation rules.

Time Back for Your Team

Free up HR and admin staff by offloading the paperwork, billing, and support that take up your day.

Reduced Risk

Avoid penalties with expert-managed compliance and accurate recordkeeping on every qualifying event.

Transparent Pricing

No surprise fees, hidden charges, or setup costs—just clear pricing and great service from day one.

Let’s Make Compliance Easier—Together

For nearly 40 years, we’ve helped small businesses, brokers, and insurance partners cut through COBRA and state continuation confusion. We handle the moving parts—so you don’t have to chase paperwork, track deadlines, or worry about costly missteps. When you’re ready to stop stressing about compliance, we’re ready to help.

Ready to Stop Stressing About State Compliance?

Reach out to CobraHelp—We’re Ready When You Are

  • Talk to a Colorado continuation expert today
  • Choose a plan that fits your business and your goals
  • Stay compliant without adding to your daily workload