COBRA Administration Services

Effortless COBRA Compliance and Participant Support
Managing COBRA compliance shouldn’t be a burden. At COBRAHelp, we simplify the complexities of Federal COBRA regulations so employers, brokers, and TPAs can remain compliant while reducing administrative headaches. With nearly 40 years of experience, we are the trusted partner for COBRA administration nationwide.
As non-compliance penalties, legal disputes, and HR costs rise, choosing the right COBRA administrator is critical. COBRAHelp delivers industry-leading expertise, innovative technology, and dedicated support to keep your business protected and your participants informed.
State-of-the-Art Technology
24/7 Online Portal
Employers, brokers, TPAs, and participants can easily track COBRA events, payments, and coverage.
Custom Reporting
Generate detailed compliance reports to manage obligations effectively.
Easy Data Integration
Streamline eligibility, payments, and electronic data interchange (EDI) coordination with partners and vendors.

Platform Integrations
Our platform offers seamless integration with Employee Navigator, ensuring your HR data syncs automatically and accurately across systems. Whether you’re onboarding new employees or handling COBRA compliance, these integrations streamline workflows and minimize manual errors.
If you use a different platform, we can integrate with that as well. Contact us to let us know which platform you’re using.
What Makes CobraHelp Different?
COBRA Administration Experts
We focus exclusively on COBRA and continuation coverage compliance.
Zero Compliance Penalties
Our clients avoid costly fines thanks to our strict adherence to regulatory requirements.
Nearly 40 Years of Experience
A track record built on precision, trust, and customer-first innovation.
Tailored, Human-Centric Solutions
We know every business is unique. Unlike one-size-fits-all vendors, COBRAHelp offers customized solutions for employers, brokers, and TPAs. Whether you manage COBRA for a small business or a multi-state corporation, we adapt to your specific needs.


Unmatched Customer Support
- Dedicated Account Managers providing personalized, direct service—no call centers.
- Expert compliance guidance for HR teams and COBRA participants.
- Responsive support ensuring quick, accurate solutions to your COBRA-related questions.
Comprehensive COBRA Administration Services
Initial Rights Notifications
We ensure compliance with General Notice requirements for newly insured employees and dependents—so you never miss a deadline.
COBRA Event Tracking and Notifications
We handle all mandatory notifications for qualifying events, including:
- Termination of employment
- Reduction of work hours
- Dependent loss of coverage
- Other COBRA-triggering events
We ensure timely delivery of Election Notices, Grace Period Reminders, and compliance updates to protect your organization.
COBRA Coverage Enrollment
Once a participant elects COBRA, we oversee the entire enrollment process, including:
- Premium collection and reinstatement notifications.
- Coverage updates sent directly to carriers and employers.
- Secure online access for participants to manage coverage.
Monthly Billing and Premium Collection
We simplify COBRA billing with a fully managed, seamless process:
- Automated monthly billing statements to participants at no extra cost.
- Grace period tracking and timely premium collection.
- Employer premium remittance to ensure reconciliation.
Coverage Termination and Rate Updates
We ensure accurate processing of coverage terminations and handle annual rate changes during group health plan renewals.
Optional Open Enrollment Management
During open enrollment, we assist COBRA participants with:
- Plan selection guidance during renewals.
- Updated premium calculations based on employer changes.
- Full compliance management to avoid coverage disruptions.
Dedicated Participant Support
We provide direct assistance to COBRA participants, including:
- Premium payment reminders and deadline tracking.
- Expert support for COBRA-related questions.
- Secure self-service portal access 24/7.

Key Benefits of COBRAHelp Services
Save Time
Offload COBRA administration so your HR team can focus on more pressing priorities.
Reduce Risk
Stay ahead of compliance deadlines and avoid costly penalties.
Improve Efficiency
Our intuitive technology and expert processes ensure seamless administration.
Transparent Pricing
No hidden fees, no contract lock-ins, just reliable, cost-effective service.

Included at No Additional Cost
- 180-day reminders before coverage eligibility fully expires
- Administer state continuation extensions in NY, TX, CT, and CA
- Send notices for early terminations and missed premium payments
- Track eligibility using your company’s custom rules and timelines
- Help with conversion coverage once continuation ends
- Transfer existing participants to CobraHelp at no added cost
- Send tailored notices that match your plan structure and needs
Flexible Service Packages
We offer two COBRA administration packages that may be tailored to suite businesses of all sizes and industries.
COBRAHelp: Trusted by Employers and Brokers Nationwide
Your Complete COBRA Solution
For nearly 40 years, COBRAHelp has been a leader in COBRA compliance and benefits administration. As pioneers of third-party administration, we’ve served thousands of employers, brokers, and TPAs across the nation with precision, expertise, and unmatched service.
Let us handle the complexity of COBRA administration so you can focus on growing your business.


Get Started Today
Ready to simplify COBRA compliance and reduce your administrative burden?
- Contact us now to speak with a COBRA expert.
- Sign up today and choose the service package that best fits your business needs.