HR Compliance Tools That Work
Support for Employers, Brokers, and TPAs Managing COBRA, ERISA, and ACA
ERISA Compliance Made Clear
ERISA compliance can be time-sensitive and detail-heavy. CobraHelp supports employers by issuing accurate reports, COBRA open enrollment, and mandatory ERISA notifications using best-practice standards aligned with Department of Labor guidelines. For teams without in-house legal review, our tools help mitigate compliance risk while reducing the administrative workload. If your HR department is unsure about current obligations, we can assist with a quick assessment and fill the gaps in documentation and delivery.
Seamless Event Reporting
Manually tracking qualifying events introduces unnecessary risk. CobraHelp integrates with payroll providers and third-party administrators to automate COBRA event reporting and new hire data capture. Our file feed partnerships reduce the need for manual entry while preserving the oversight employers, brokers, and TPAs require. This creates a more consistent and timely data flow between systems—minimizing errors and ensuring compliance with federal COBRA notification timelines.
Accurate ACA 1095 Reporting
For companies subject to the Affordable Care Act (ACA), accurate 1095-C reporting is non-negotiable. CobraHelp provides clear, structured reports for COBRA enrollees, retirees, and other covered individuals—designed to meet IRS submission standards. Our reporting formats are accessible and structured to streamline annual compliance checks while avoiding the hidden costs of reporting errors or delays. Employers save both time and operational expense.
The COBRA Process Simplified
While COBRA can vary depending on state law, FMLA status, or retiree plans, there are standard requirements every employer must meet. CobraHelp delivers a concise COBRA Procedures Manual and condensed process guide, covering the lifecycle of a COBRA qualifying event—from notification through to continuation or termination. These tools support internal HR compliance efforts while reducing the margin for administrative error.
Leave & COBRA Coordination
COBRA compliance overlaps with leave scenarios more often than employers expect. Whether an employee is on FMLA, short-term disability, or other approved leave, CobraHelp provides tools to coordinate direct billing, track timelines, and manage dependent status. These integrations reduce the risk of missed notifications or incorrect continuation coverage—common gaps in traditional HR workflows.
Audit Tools That Reduce Risk
Premium leakage and outdated participant data often go unnoticed until it’s too late. CobraHelp’s audit and reporting capabilities allow employers, brokers, and consultants to conduct dependent audits and spot real-time enrollment inaccuracies. With consistent reporting and documentation, HR teams can reduce overpayments, prevent disputes, and support fiduciary duties under ERISA.