COBRA: Simplified
Real support, real people, and no bundled nonsense.
Why COBRA Support Shouldn’t Be So Stressful
Managing COBRA shouldn’t feel like you’re running compliance drills every week. Still, it often does—especially if you’re stuck chasing timelines, decoding federal rules, or relying on a vendor who doesn’t pick up the phone. At MyCOBRAHelp, we make it easier. Like, actually easier.
We’re built around one thing: helping HR teams, brokers, and employers keep things simple, compliant, and totally manageable—without losing sleep over the details.
Why You Should Choose CobraHelp
Let’s just say this upfront: we’re not bundling in extra stuff you don’t need. And we’re not here to push packages just to hit sales goals.
Instead, we’re one of the few third-party administrators in the country focused solely on COBRA and continuation coverage. That means our service doesn’t get watered down—it stays focused, compliant, and properly supported.
You get a real team that’s sharp on the law, helpful when things go sideways, and genuinely responsive when you need answers. COBRA shouldn’t be a guessing game—and with us, it’s not.
What Makes Our Service Easier
Forget paper trails, long waits, and call center dead ends. Here’s what you can expect when you work with CobraHelp:
- Clean, user-friendly online portal – Report events, view bills, upload rate changes, and generate reports in seconds.
- Initial Rights Notification – We’ll take care of IRN delivery (so you’re not scrambling to stay compliant).
- Full COBRA notice handling – Qualifying event tracking, timely notices, and election period support.
- Billing done right – We send the invoices, collect premiums, and track grace periods—no extra charges, no confusion.
- Enrollment that just works – Once an election is in, we handle the rest: notification, reinstatement, and system updates.
- Termination audits – We help you avoid coverage overlaps and missed deadlines by checking every cancellation.
- Open Enrollment? Covered. – Participants get full access, timely updates, and clear options—without the hassle.
- Live support from real people – No bots, no phone mazes. Call or click, and get the answers you need.
Custom-fit Plans with Straightforward Pricing
You shouldn’t pay for services you don’t use. Our plans are built to fit around your actual needs, not force you into a mold.
Need help with just the basics? We’ve got it. Want full-service COBRA administration plus a few extras? We do that too. And since everything’s modular, you only pay for what you pick. The result? Lower overhead, better fit, and less to worry about.
[Download and print COBRA service pricing here.]
COBRA Administration Features—At a Glance
🖥️ Online Dashboard for Employers, Brokers & TPAs
Our self-serve portal lets you manage COBRA events, coverage changes, and premium details in one place. Intuitive, secure, and available anytime.
📬 Initial Rights Notifications Handled for You
No more scrambling. We generate and send all federally required IRNs for new plan enrollees—accurately and on time.
📨 COBRA Notices & Election Period Tracking
Our system tracks every qualifying event, sends the right notices, and keeps tabs on each election window—automatically.
✅ COBRA Enrollment Support
Once a participant elects coverage and pays their first premium, we handle reinstatement notifications and system updates.
💸 Billing & Premium Collection
We send out invoices monthly, track payments, manage grace periods, and forward premiums to you—so there’s no loose ends.
🧾 Coverage Termination Audits
Need to end COBRA coverage? We make sure the cancellation is processed accurately and sent to the right carriers, on time.
📈 Renewal Rate Support for Brokers
We notify COBRA members when plan rates change during renewal—keeping participants informed and brokers supported.
📞 Real Human Support
Have a question? Something urgent? You’ll reach a real expert—no call center scripts, just straightforward help from people who know COBRA inside and out.
Brokers, TPAs, and Employers—We’ve Got You
Our services aren’t just made for big HR teams. We work with independent brokers, small TPAs, and growing employers too.
Whether you’re referring clients or managing multiple groups, we keep your reputation protected, your compliance tight, and your clients happy.
Want to set up white-label services? Or need a trusted partner to handle COBRA cases without risk to your name? That’s what we do.
Still Have Questions? Let’s Talk
No pressure, no pushy sales pitch—just a real conversation about what’s working (or not) for you.
We’re based in Denver, and we’ve been at this for more than 30 years. Call or click to speak to someone who actually knows what they’re talking about.
