About CobraHelp

Your Trusted Partner for COBRA Administration & Compliance

About us

Our promise to you

Founded in 1984 in Denver, Colorado, CobraHelp started as a private insurance brokerage. In 1986 when COBRA law came into existence, CobraHelp shifted focus, embracing the call for expertise and guidance with all things related to COBRA compliance. Today, we are proud to be one of the leading nationwide providers of Federal COBRA Administration and Benefits Compliance Services.

Our mission is simple: deliver exceptional service while helping businesses stay compliant and simplify COBRA management. With nearly 40 years of experience, we provide tailored solutions for:

  • Employers who want to reduce compliance risks.
  • Brokers who need a reliable partner for seamless COBRA support.
  • Brokers who need a reliable partner for seamless COBRA support.

Why Choose CobraHelp?

Expertise You Can Rely On

With 40 years of direct ERISA and COBRA compliance experience, we know the ins and outs of Federal and State requirements. Our attention to detail means zero penalties—a track record we’re proud of.

Customized Solutions

We tailor our COBRA administration services to fit your needs, ensuring you only pay for what you need. Whether you manage a small business or a national organization, our services are designed to save you time and stress.

Best-in-Class Service

We believe in putting the human back in human resources. You’ll always work with a knowledgeable, responsive team dedicated to solving your COBRA challenges.

Comprehensive COBRA Administration Services

CobraHelp simplifies the complexities of COBRA compliance with tailored solutions:

Federal COBRA Compliance & Administration

  • State Continuation Compliance (Mini-COBRA)
  • Retiree & Direct Billing Services
  • FMLA Billing Assistance
  • HIPAA Compliance Support
  • Leave of Absence Compliance
  • Affordable Care Act (ACA) & ERISA Compliance
  • Group Health Plan Renewals

With our expert guidance and innovative technology, clients can:

  • Ensure full COBRA compliance while reducing administrative burdens.
  • Minimize the risk of fines and legal complications.
  • Deliver a seamless experience to former employees and beneficiaries.

Our History

1986

CobraHelp pioneers COBRA administrative services when COBRA was signed into law

1994

Offers first retiree and direct billing services (Post-Employment Billing) to employers nationally.

2006

CobraHelp celebrates 20th anniversary.

2009

CobraHelp assists national benefits leaders with implementing very first COBRA Subsidy under the Affordable Care Act.

2013

Expands services to partner with insurance carriers and third-party TPAs.

2017

CobraHelp partners with Employee Navigator.

2020

CobraHelp implements strategic changes to help benefits leaders navigate COVID-19.

2021

CobraHelp implements the ARPA (American Rescue Plan Act) changes and COBRA premium subsidies.

2025

Expands state continuation (mini-Cobra) administrative services nationally.

2026

CobraHelp celebrates 40th anniversary.

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Who We Help

We support a range of professionals and organizations who need reliable, compliant COBRA administration. Whether you’re managing benefits internally or supporting clients, our services are designed to reduce risk, simplify processes, and deliver a better experience.

Employers
Brokers
General Agents

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Giving Back to Our Community

At CobraHelp, we believe in making a difference beyond benefits administration. We actively support local and national initiatives through:

  • Volunteer Programs that engage our employees in meaningful causes.
  • Charitable Contributions to non-profits aligned with our mission.
  • Community Partnerships to support organizations making a positive impact.

Our commitment to service extends beyond compliance—we invest in the well-being of the communities we serve.

Join the CobraHelp Team

Looking for a rewarding career in benefits administration? At CobraHelp, we offer:

  • Competitive Salaries that reflect expertise and dedication.
  • Comprehensive Benefits Packages to support our employees.
  • A Collaborative, Growth-Focused Culture where team members thrive.

If you are passionate about compliance, customer service, and making an impact, we’d love to hear from you. Check back for career opportunities or contact us directly.

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Contact CobraHelp Today

Have questions about COBRA compliance? Need expert guidance? We’re here to help.

  • Call us today for immediate assistance.
  • Explore our COBRA & HR blog for the latest insights and updates.

Let us handle your COBRA administration needs—so you can focus on growing your business.